. The lender need to include things like the published see in the public file in just three small business times just after receiving notification within the FFIEC of the availability from the disclosure assertion.
A lender have to make accessible to the public for inspection, upon ask for and for free of charge, the data expected in this area as follows:
관심 분야의 기사, 블로그 콘텐츠부터 숏폼, 쇼핑까지 다양한 콘텐츠를 이용할 수 있습니다.
An intermediate financial institution or a small lender for which car loans are an item line may perhaps gather and manage inside of a structure of the financial institution's picking out, which include within an electronic sort prescribed via the Board, until eventually the completion from the lender's future CRA examination wherein the data are evaluated, the info described in paragraphs (a)(2)(iii)(A) via (File) of this area for each car loan originated or procured through the financial institution during the analysis period of time.
네이버 검색창에 원하는 키워드를 입력하면 관련 정보를 빠르게 찾아볼 수 있습니다.
(i) A lender may possibly incorporate effectiveness evaluation parts and accompanying once-a-year measurable goals For extra geographic places but may not reduce the evaluation of its functionality in any geographic space that would be A part of its overall performance analysis in the absence of the accredited approach.
implies a bank's loans in one of the next, different classes in a certain Retail Lending Exam Location:
Pursuant to § 228.21, the Community Development Financing Exam evaluates the lender's history of helping to meet the credit history needs of its entire Group through Neighborhood advancement loans and Local community enhancement investments (
(5) A list of retail banking expert services (which include hrs of operation, out there loan and deposit products, and transaction expenses) commonly supplied with the bank's branches and descriptions of material variations in The supply or expense of expert services at distinct branches, if any.
Throughout the time period of a strategy, a lender may well ask for the Board to approve an Modification to the approach in the absence of a cloth alter in instances.
To receive a designation for a limited objective bank, a financial institution need to file a composed request With all the Board at the least 90 days ahead of the proposed successful day of the designation.
The surface retail lending area is comprised of ingredient geographic spots. A ingredient geographic region is any MSA or even the nonmetropolitan place of any Condition, or part thereof, involved in the outside retail lending space.
Pursuant to § 228.28 and appendix C to this element, the Board assigns conclusions to get a here lender's Neighborhood Advancement Providers Check overall performance in Each individual facility-primarily based assessment place, each Condition or multistate MSA, as applicable, and for the establishment.
The Board considers the loans, financial commitment, providers, and solutions of the financial institution's operations subsidiaries beneath this aspect, Except if an operations subsidiary is independently subject to your CRA.